Mandatory Age for SHIF Contributions
Every Kenyan citizen who is 25 years of age or older is required by law to make SHIF contributions monthly.
This is in accordance with the Social Health Insurance Act’s Social Health Insurance (General) Regulations, 2024.
The National Health Insurance Fund was replaced by SHIF, which requires all 25-year-olds to pay a minimum required cost of Ksh300.
“Those who are living with the contributor or who have reached the age of twenty-five and do not have any source of income of their own will be considered a separate household and will be required to pay Ksh300 monthly,” the regulations stated in part.
25-year-olds who are salaried will have 2.75 percent of their gross income deducted.
Mandatory Age for SHIF Contributions
Kenyans without jobs who are less than 25 years old may have their parents identify them as beneficiaries.
Parents must give their children’s complete names, birthdates, birthplaces, and genders in order for their children to be named as beneficiaries.
A passport photo, contact details, any disabilities, and any other information that the government might seek are additional details that will be needed for the beneficiary.
The beneficiary will be able to receive the benefits under their parent’s coverage as soon as it is authorized.
Kenyans without jobs who are unable to raise the Ksh 300 may request for a loan to cover the cost. The interest rates and minimum requirements for one to be eligible to the loan will be announced soon.
Mandatory Age for SHIF Contributions
In order to provide loans to young people who reach the necessary deduction age but are still unemployed, the Ministry of Health will work with financial organizations such as cooperatives, Micro, Small, and Medium Enterprise Development, and other financial institutions.
As soon as they obtain a formal job, their income will be withheld in order to pay off the debt and make future SHIF contributions.
